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Great Workouts for Senior Citizens to Stay Healthy as they Age

October 06, 2017 in: great workouts for senior citizens,

There are so many reasons why our body starts slowing down as we age. A common reason is due to health issues, such as pain in different parts of the body. Senior citizens think that exercise is not for them, but that is not true. It is important for everyone to be physically fit no matter what your age is. It is important to have an active lifestyle, and for that, you need to boost your energy with the help of exercise and eat a healthy and balanced diet. If you have been thinking of working out, you have come to the right place. In this article, we will discuss great workouts for senior citizens, so that they stay fit and healthy.

Learning about the Benefits of Exercise in Older Adults

No one can deny that exercising has numerous health benefits that can add extra years to a person’s life. Let’s have a look at some of the benefits that will keep you going:

Physical Health Benefits

  • The physical benefits that you will enjoy includes:
  • It will help you maintain your weight and even lose some if you are obese or overweight.
  • It will reduce the impact of illnesses as well as the risk of other chronic diseases.
  • It will increase your mobility, give you balance, and add flexibility to your body.

Mental Health Benefits

Some mental health benefits of exercise include:

  • It will improve your sleep.
  • It will boost your mood.
  • It will give you self-confidence.
  • You will have a general sense of wellbeing.
  • Top Myths About Exercising

Here are some myths about exercising that many senior citizens believe. You have to break free of them and adopt an active lifestyle:

Myth 1: There is no need to exercise because you are old now.

Fact: Exercise helps you stay fit and fight diseases.

Myth 2: It increases the risk of falling down.

Fact: Exercise will improve your balance and increase your stamina.

Myth 3: You are too old to exercise.

Fact: You are never too old to improve your health.

Myth 4: You can’t exercise because of joint pain.

Fact: Exercise will help you manage pain.

Key Components of A Balanced Exercise Plan

Here are the key components of a balanced exercise plan:

1: Balance

2: Cardio

3: Strength and power training

4: Flexibility

Types of Workouts that Senior Citizens Can Do

Here are some workouts that senior citizens can do:

  • Fitness classes
  • Tai Chi
  • Walking
  • Water aerobics
  • Yoga

Important Points to Remember

Your safety comes first, so it is important that you do the following:

  • Get medical clearance.
  • Consider health concerns.
  • Listen to your body.
  • Start slow and build up as you build stamina.
  • Do warmups and cooldowns.
  • Have an exercise schedule.
  • Be mindful.

Tips For Staying Motivated

  • Set small goals for yourself.
  • Reward yourself after every achievement.
  • Exercise with your friends.

A Guide On Financing Senior Care – The Do’s and Don’ts

September 26, 2017 in: A Guide On Financing Senior Care – The Do’s and Don’ts,

Today, many senior citizens are asking themselves the question, “How do I pay for my assisted living expenses?” Families need to make informed decisions before putting their money into any assisted living or care facility, as there are a lot of programs that are, unfortunately, scamming people. At times like this, most people try to look for funds that might help them make life better for their elders.

With the real estate market constantly going up and down, and the economy doing a number on the lower and middle-class families, people are no longer able to finance senior care through traditional ways. This means families should be thinking out of the box when determining how to fund senior care.

The following are five financial ways you can go about paying for elderly care:

1. Veterans Aid and Attendance

2. Social Security Benefits

3. Long-Term Care Insurance Policies

4. Elderlife Line of Credit (Bridge Loans)

5. Reverse Mortgage

When setting up care, whether in a nursing home or assisted living facility, there are certain do's and don’ts that pertain to financing care. Here’s how to make sure that you don’t end up bearing financial hardship while financing senior care:

Do make sure you are well informed by doing plenty of research on any assisted living program interested in or are thinking of applying for. Make a list of all the things your family member will need, at what time, and for how long.

Don’t make any kind of delays in writing down your name for free financial care programs. The financing from Veterans Aid and Attendance can also be used by the vet’s spouse and can be paid to family members for assisted care.

Do wait as long as you can when it comes to social security benefits. Today, benefits can be maximized and you can take advantage of retirement credits that have been delayed. Depending on when the senior citizen was born, each year the benefits increase by 3 to 8%

Don’t go for both yours and your spousal benefits, if only one of you has retired. The new policies now allow for spousal benefits, in which a person's significant other can use the benefits as well.

Do ask what kind of services will be included in the package if you are opting for assisted living. This will help you to converse with your family member on what other needs they may want or need so that you can inform the caregiver beforehand.

Don’t forget to compare prices when looking into different companies. Your first search should be on what is more comfortable and reasonable – assisted living or a nursing home?

Do think twice before accessing the long-term care insurance policies. There are several options, which include cash surrender, accelerated death benefits, death benefit loans, and viatical or life settlements. Do a careful analysis of your elder’s health and then go for the option that offers the most cash.

Don’t forget to research each option individually, as options vary from being charged for income tax, removal of death benefits and becoming ineligible for Medicaid.

When it comes to financing senior care, you have numerous options, but each comes with a catch. That catch might or might not be in your favor. However, you will still be financially secure when the time comes to take care of your family member like they did for you when you were young.

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